Banking regulations for the provision and monitoring of credit

Corporate credit analysts (with short-term experience)
Corporate credit analysts (advanced modules for experienced staff)
Relationship managers in corporate departments
Risk management staff involved in the evaluation and approval of corporate loans

Internal governance and management systems for the granting and monitoring of loans
- Risk management culture and risk appetite
- Environmental and social factors (ESG)
- Internal review and remuneration
Lending procedures
- Information and documentation
- Borrower creditworthiness assessment
- Financial and business model analysis requirements
- Basic principles of ratings and statistical approval models
Loan pricing
- Assessment of all relevant costs
- Examples of simple pricing models
Evaluation of immovable and movable assets
- At origination, monitoring and revaluation
- Criteria for appraisers
- Criteria for statistical models for valuation
Overall monitoring
- Monitoring of credit exposures and borrowers
- Early warning indicators